Travel Insurance 101

Harper Vacations Guide

Peace of Mind for Every Journey

Why Travel Insurance Matters

Even the best-planned trips can be disrupted by the unexpected. Travel insurance helps safeguard your vacation investment, your belongings, and—most importantly—your health and safety while away from home. From flight delays to lost luggage to medical emergencies, coverage means you’re not alone when plans go sideways.

What Can Travel Insurance Cover?

Trip Cancellation & Interruption

  • Reimbursement if you must cancel or cut your trip short for covered reasons (illness, injury, severe weather, etc.).

  • Protects your prepaid, non-refundable travel expenses.

Medical & Emergency Assistance

  • Coverage for unexpected illness or injury during your trip.

  • Arrangements for medical evacuation if needed.

Baggage Protection

  • Reimbursement if your bags are lost, stolen, or delayed.

  • Emergency purchase allowance for essentials if luggage is delayed.

Travel Delays & Missed Connections

  • Helps cover meals, lodging, or new flights if an unforeseen delay derails your original plans.

Additional Protections

  • Coverage options may include rental car collision, “cancel for any reason,” or coverage for travel supplier bankruptcy.

Things to Consider

Trip Cancellation & Interruption

  • Reimbursement if you must cancel or cut your trip short for covered reasons (illness, injury, severe weather, etc.).

  • Protects your prepaid, non-refundable travel expenses.

Medical & Emergency Assistance

  • Coverage for unexpected illness or injury during your trip.

  • Arrangements for medical evacuation if needed.

Why Book Travel Insurance Through Harper Vacations?

  • Personalized Options: We help match you with the right policy for your trip and budget.

  • Trusted Partners: We work with top-rated insurers recognized for fast, hassle-free claims.

  • Ongoing Support: We’re here if you need to file a claim or have a question—even from the road.

How to Get Covered

Just ask your Harper Vacations advisor for a quote, compare your options, and enjoy worry-free travels.

Travel insurance is the small investment that protects your big adventures!

To help compare different travel insurance policies, we have created a worksheet to help you.

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An Independent Affiliate of A. S. A. P. Cruises Inc., Florida Seller of Travel No. FST TI110859